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Business Loans By Ismael D. Tabije Basically speaking [
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PostPosted: 22 Aug 2019 03:52:06    Post subject:  Business Loans By Ismael D. Tabije Basically speaking [
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Business Loans


By Ismael D. Tabije

Basically speaking
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, a business loan is a bank credit granted for the functions of a business to be paid with interest on or before fixed date.

Business loan is a financial grant awarded to a business for improvement, additional capital, additional resources or other purposes. The business or enterprise applies for a financial grant in exchange for a guarantee that the loan will be used according to the purpose stated in the application and that the loan will be returned in the stipulated time. Failure to do so would mean the confiscation of the item or property named as security or collateral, revocation of the privilege for loans and even acquisition of bad credit name for the business enterprise.

Theoretically, a small business loan is an amount of money borrowed by a small business person to start or run a small business. Realistically, a small business loan is euphemism used by lending institutions to describe personal loans given to small business people.

Consider that you may have an excellent credit rating and a solid business plan and still not be able to get a small business loan because you have no collateral. Even established business people can find themselves in this position, if they do not own enough tangible assets, such as houses or other real estate properties.

In other words, the small business loan is not being granted on the status of your business; it's being granted on your personal financial status. That's why it's important that your personal financial house is in order before you apply for a small business loan.

You will also find that many lenders just don't provide seed money. While they're perfectly willing to give a small business loan to help a business grow, they usually don't want to take the risk of lending to a start up who has no business success track record.


About the Author
Ismael D. Tabije is the Publisher-Editor of , a unique niche-topic article directory that features exclusively business and management topics. For a large dose of business loans tips, ideas and strategies, see .

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If you return back to your car and see that youíve got a parking ticket, itís never a nice feeling and neither is the fine a small amount. The only options you have are to either pay the fine amount or appeal the ticket. But never make the mistake of ignoring it altogether since then the councils would send Bailiffs to get the fine from you which would increase in amount by including their charges as well.


There is a financial crunch and it will be better for you to waste as less money as possible In these hard times people are learning that savings is important and unfair parking tickets may be appealed against to save a bit. After all, there is nothing to lose. All you need is the price of a stamp if you are mailing the appeal or the time taken to do an email, if there is such facility.


The process is simple and it is advised not to pay the fine before the appeal You have the legal eight to appeal. If you have done that, and that too on a credit, ask the credit card company to charge back. Or you can claim the money from the small claim court within a period of 6 years from the date of receiving the parking ticket. But again it is always a bit more hard work and time to restart any process.


The first step is to look at the parking ticket closely and find out the postal address and email address and how to go about the appeal process, all of which is written on it.


Many fear that they need to write a lengthy and complicated appeal letter for which they never go ahead with the process in the first place. However, all it takes is just one simple and easy letter to get your parking ticket cancelled.


Write the appeal letter in short paragraphs. Do not use lots of technical terms. Make the letter easy to understand. The language should be polite and the subject to the point so as not to send any threatening perception to the reader.


You can show the following reasons in order to highlight that a parking ticket was issued to you wrongfully.The reasons can be:


* The driver was someone else


* Someone stole my car


* The alleged case of contravention never took place and the warden was mistaken


* There were not enough road markings or signposts


* My car suffered a mitigating circumstance Ė there was a breakdown


* I simply canít afford this parking fine


Any other reasons for your appeal can be added to support your claim.


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PostPosted: 22 Aug 2019 03:52:06    Post subject: Adv






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